Today is the final day to receive the discount for your GCCC Property Rates.
If you pay today you will avoid paying the council more than you need to.
The DPF Team
Senior Economists from Commsec (Commonwealth Bank Securities) are predicting that the Reserve Bank may retain the Official Cash Rate at the current record low level (1.50%) for up to 1 year as the Australian Economy is continuing to perform at levels that may not require any additional stimulus from the RBA.
This is great news for Home Owners & Buyers who can sleep easy without the fear of imminent rate rises.
The Reserve Bank Board voted this afternoon to retain the Official Cash Rate on hold for the 12th consecutive month with some Senior Economist predicting another 12 months before the RBA will raise rates.
Understandable many investors are scratching their heads asking why their interest rates have risen over the last few months … The answer is due the new capital requirements & policy restrictions which have been imposed by ASIC & APRA resulting in a higher “Cost of Funds” for investment loans & interest only loans.
The “Good News” for home owners / buyers is many banks have recently reduced their interest rates on “Owner Occupied” Home Loans to rates under 3.99% p.a.
Some banks have also been a tad sneaky by advertising low rates for new customers but not passing on the lower rates to existing clients unless they demand a better deal.
If your bank is charging you higher interest rates please call DPF Mortgage Specialists (07 5527 4744) ASAP or “CONTACT US” to find out how you can stop paying more than you should be.
Great News for First Home Buyers …
The $20,000 First Home Owners Grant has been extended in Queensland until the 31st December 2017.
Conditions apply so please call 07 5527 4744 to talk with one of our experienced Mortgage Specialists to discover if you are eligible or CLICK HERE to view the Qld Government website.
The DPF Team are so very grateful for the generous support we receive from so many of our clients who regularly recommend our services to their family, friends & work colleagues.
As a means of thanking & acknowledging our wonderful clients for their efforts DPF Mortgage Specialists will be gifting a new Nespresso Coffee Machine to every client who recommends a family member, friend or work colleague who takes out a new Home Loan with DPF Mortgage Specialists (minimum new loan amount $150K).
Our clients are welcome to recommend as many family & friends as they wish as there are no restrictions as to how many coffee machine they can receive. You can have a coffee machine at home, at work, in the caravan or if you don’t like coffee we are sure your friends would love to receive a Nespresso Coffee Machine as a house warming gift.
This offer commences on 1st June 2017 & will expire on 30th September 2017.
New Home Loan amount required to be a minimum of $150,000.00.
New Home Loans to be unconditionally approved by the Bank / Lender on or before 30th October 2017 & settled in full on or before 30th November 2017.
All eligible Home Loan Applications are required to be received by 5pm (EST) 30th September 2017 & lodged with the Bank / Lender no later than 5pm (EST) on 6th October 2017.
Clients can select from either the Nespresso Breville Inissia Capsule Machine (BEC200XR) or Nespresso Delonghi Inissia Capsule Machine (EN80BAE) – Subject to availability.
This offer is restricted to clients of DPF Mortgage Specialists only.
Many potential borrowers believe that seeking a “Pre-Approval” from several Banks will be beneficial however most potential borrowers are not aware that these Pre-Approvals can result in their application for finance being Declined by the Banks.
If you, your family or friends are seeking Finance Approval or Pre-Approval please call or click on “CONTACT US” & we will be more than pleased to assist you.
Easter Giveaway …
Easter is not far away and the DPF Team are giving away this VERY scrumptious mountain of Easter Eggs & Bunnies to one of our wonderful clients.
To enter all you need to do is …
Whoever can guess the correct number of chocolates will be our lucky Winner (or is the closest to the correct number).
You can enter only once so have a close look before you reply, or if you wish to, you are welcome to drop into the DPF Mortgage Specialists office to have a closer look.
The Winner will be announced just prior to Easter on Monday 10th April.
If by chance more than one of our clients have guessed the correct amount, the Winner will be whoever was the first to reply … So don’t wait too long to enter.
Good Luck & Happy Counting.
Did you know you can borrow 100% of the purchase price + pay $Nil Mortgage Insurance.
How ??? … With a little help from your parents.
If you wish to know more please feel free to talk to our Mortgage Specialists ph: 07 5527 4744
or click on “CONTACT US”.