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Monthly Archives: May 2015

Banks Change the Rules for Investors

May 22, 2015 in Insider Tips, Latest News

Rules 1

Australian Banks have CHANGED THE RULES FOR INVESTORS in response to the concerns of the government regulatory authorities (APRA + ASIC) over the perceived “High Levels of Investment Debt” currently in the market place & the potential ramifications for borrowers if the speculation over the bursting of the “Sydney Property Bubble” was to become a reality.


Banks have reacted with varying methods to address the concerns of ASIC + APRA with more announcements anticipated over the next few days / weeks.

Listed below are several examples of the differing Lending Policy Changes announced by the Banks to date:

  • CBA – Higher Interest Rates for Investors 
  • BankWest – Investors required to contribute a minimum of 20% Deposit / Equity
  • NAB – Investors restricted from receiving Discounts on Interest Rates 
  • Westpac – Borrowing Capacity for Investors to be reduced – Negative Gearing no longer to be considered in serviceability calculations 
  • ANZ – Discounts not available for Investors who do not have a ANZ Home Loan


DPF Mortgage Specialists will continue to receive regular updates directly from the Banks and can assist you and your friends / family to navigate through the confusion and varying options if require funding for:

  1. Purchase an Investment Property
  3. Refinances of Investment Loan 
  4. “Other” Investment opportunities


RBA cuts Cash Rate to 2%

May 5, 2015 in Insider Tips, Latest News, Rate Cuts

woo hoo 1The Reserve Bank Board has delighted Borrowers by voting to reduce the Official Cash Rate to a new record low 2%

The “other” great news for Borrowers is that many banks have already slashed their Fixed Interest Rates in anticipation of this latest rate cut … However BE CAREFUL as some banks are only offering their lowest rates to those who are prepared to ask.

Broker rewards clients with new Apple Watch

May 5, 2015 in Insider Tips, Latest News, Rate Rises

Apple Watch 1The team at DPF Mortgage Specialists wish to say a special “Thank You” to all our valued clients for your loyalty and support.

As a token of our appreciation DPF Mortgage Specialists is pleased to announce from the 1st of May 2015 – 31st July 2015 we will be rewarding our clients & supporters with a new Apple Watch if you:

  • Take out a new Home Loan with DPF Mortgage Specialist and recommend a new client who proceeds with a new Home Loan with DPF Mortgage Specialists.


  • Recommend 2 new clients who proceed with new Home Loans with DPF Mortgage Specialists.

Over the last 17 years so many of our clients have recommended our services to their friends & family and this is our way of showing our appreciation for this wonderful & generous compliment.

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