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Monthly Archives: October 2015

Home Loan Rate 3.99% p.a. (CR 4.19% p.a.)

October 26, 2015 in Insider Tips, Latest News, Rate Cuts


Is your Bank increasing your Home Loan interest rate ???

There are Banks & Non-Bank Lenders who have not followed the pack and continue to offer interest rates as low as 3.99% p.a. (CR 4.19% p.a.).


QPCU joins Broker’s panel

October 22, 2015 in Insider Tips, Latest News, Rate Cuts


DPF Mortgage Specialists are pleased to welcome QPCU (Qld Police Credit Union) to our extensive panel of Banks and Non-Bank Lenders.

If you or your family have ever worked with the Qld Police, Ambulance, Fire Service, Qld + Local + Federal Government, SES, Emergency Services, and many more … you may be eligible to access the low interest rates offered by QPCU.

Please call 0755274744 or “CONTACT US” if you wish to know more.


Westpac increases interest rates whilst other Banks reduce rates

October 14, 2015 in Insider Tips, Latest News, Rate Rises

Westpac 4

Westpac has announced an increase to the Variable Interest Rate for all existing and new Home Loans & Investment Property Loans.

The increase will be effective on 20th November 2015 with Westpac Variable Interest Rates rising to: 

Home Loans

5.68%p.a. (CR 5.82%) – Standard

4.98%p.a. CR 5.35%) – Premier Advantage Package discount of 0.70%

Investment Property Loans      

5.95%p.a. (CR 6.09%) – Standard

5.25%p.a. (CR 5.62%) – Premier Advantage Package Discount of 0.70%


These increases are the result of recent penalties being applied to Westpac by APRA, and whilst Westpac is incurring the wrath of APRA, other Banks are continuing to offer record low variable interest rates from:

Home Loans: 3.99%p.a.    (CR 4.43%)

Investment Property Loans: 4.14%p.a.    (CR 4.15%)


Based on these interest rates a Westpac customer with a loan amount of $400,000.00 can be paying higher interest charges of

Home Loans: $3,960.00 p.a. – $6,760.00 p.a.

Investment Property Loans: $4,440.00 p.a. – $7,240.00 p.a.


There are several options that may be available to Westpac customers to protect themselves from paying these higher interest rates.

Our Mortgage Specialists will personally be contacting all DPF Mortgage Specialists clients with Westpac loans over the coming days to discuss the impact of these changes and their options.

If you have any questions, or you have a friend / family member would like to discuss their options, please do not hesitate to call ph: 0755 274744 or click on ” CONTACT US “.


2% Cash Rate here to stay for a while yet

October 6, 2015 in Insider Tips, Latest News, Rate Cuts

2The Reserve Bank Board have voted to retain the Official Cash Rates at the current record low level of 2% for October.

This announcement supports the view of many senior economists who believe the Australian Economy is performing well and continuing to grow at a manageable pace.