Call: (07) 5527 4744

Monthly Archives: December 2017

Negotiate a Lower Interest Rate on your Home Loan

December 13, 2017 in Insider Tips, Latest News, Rate Cuts


Would you like to negotiate a lower interest rate on your Home Loan but are unsure how to do this ???

Vernesa & Igor were not aware that the interest rate their Bank was charging on their Home Loan was significantly higher than the rate their Bank was advertising to “New Customers”.

The higher rate was discovered by their Mortgage Specialist during a recent telephone conversation to discuss their potential change in lending requirements.

The “GREAT NEWS” for Vernesa & Igor is they will now be saving “THOUSANDS” more of their hard earned $$$ as not only has their Bank has agreed to reduce their interest rate, but also their Home Loan structure has been adapted to suit their new circumstances & lending requirements.


Q)   How much did this cost Vernesa & Igor ???

 A)   $Nil


 Q)   Did Vernesa & Igor need to refinance their Home Loan with a new bank ???

A)   No

Just another example of how borrowers can achieve great savings & outcomes when they team up with their “Personal” Mortgage Specialist.


Q)   Is your Bank charging you too much for your Home Loan ???

A)   If “YES” … Click on “CONTACT US” & let me know your preferred time to be contacted

or call (07) 5527 4744


Q)   Is a Bank charging your friend or family member too much for their Home Loan ???

 A)   If “YES” … Click on “CONTACT US” & provide their names + contact details + preferred time to be contacted

or call (07) 5527 4744



DPF Christmas Hamper Giveaway

December 7, 2017 in Insider Tips, Latest News

The DPF Mortgage Specialists team absolutely love Christmas.

As a way of sharing the joy & celebrating this festive season with our clients we are giving away these 2 Christmas Hampers packed full of tasty goodies.

For your chance to receive one of these scrumptious DPF Christmas Hampers all you need to do is . . .

  1. Click on  “CONTACT US”
  2. Insert your name + email address where indicated and type “Merry Christmas” in the box marked “Your Message”
  3. Type the verification code where indicated & click “Send Enquiry Now”

The lucky winners will be drawn & announced on Monday 18th December 2017 via email, Facebook & on this website

Best of Luck and a very Merry Christmas to you all.


Helpful Tips for Home Loans

December 7, 2017 in Insider Tips, Latest News

If you deposit all your savings into one or more Savings Accounts you will receive a nominal sum of interest from the Bank which is then taxed by the Australian Tax Office.

However … if you deposit your savings directly into your Home Loan or 100% Offset Account you will achieve a significantly higher return in interest savings which is NOT taxed by the ATO

Make your $$$ work smarter for you 🙂


(Important: Please contact your Mortgage Specialist or Bank to confirm you can make Additional Repayments to your Home Loan + Redraw prior to depositing any funds)