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Insider Tips

Easter Egg Giveaway …

March 10, 2017 in Insider Tips, Latest News

 

 

Easter Giveaway …

Easter Eggs 1

Easter is not far away and the DPF Team are giving away this VERY scrumptious mountain of Easter Eggs & Bunnies to one of our wonderful clients.

To enter all you need to do is …

  • Click on “CONTACT US” or email mail@dpfinance.com.au
  •  Type your name
  •  Guess how many Easter Eggs & Bunnies are hiding safely from Kelly within this vase

Whoever can guess the correct number of chocolates will be our lucky Winner (or is the closest to the correct number).

You can enter only once so have a close look before you reply, or if you wish to, you are welcome to drop into the DPF Mortgage Specialists office to have a closer look.

The Winner will be announced just prior to Easter on Monday 10th April.

If by chance more than one of our clients have guessed the correct amount, the Winner will be whoever was the first to reply … So don’t wait too long to enter.

Good Luck & Happy Counting.

Borrow 100% of Purchase Price + Pay $Nil Mortgage Insurance

March 8, 2017 in Insider Tips, Latest News

 

Family Guarantee 1Can’t buy your new home until you have saved your deposit  ???

Did you know you can borrow 100% of the purchase price + pay $Nil Mortgage Insurance.

How ??? … With a little help from your parents.

If you wish to know more please feel free to talk to our Mortgage Specialists ph: 07 5527 4744

or click on “CONTACT US”.

 

RBA Rate Announcement … March 2017

March 7, 2017 in Insider Tips, Latest News, Rate Cuts, Rate Rises

Reserve Bank

Good News for Australian Families …

The RBA Board has voted to retain the Official Cash Rate at the current record low 1.50% p.a. for at least the next month.

 

 

Final Day for Discount on GCCC Rates

February 9, 2017 in Insider Tips, Latest News

 

reminder-imageTODAY is the FINAL DAY to receive the discount on your GCCC Rates bill.

Why pay more than you need to ???

And the Winners of the DPF Christmas Hampers are . . .

December 19, 2016 in Insider Tips, Latest News

 

christmas-hamper-2016 Congratulations to these 3 lucky clients who each will be receiving a DPF Christmas Hamper to enjoy with their family this Christmas.

Danny Morris

Laura Lees

Rachel Stagg

Thank you to all our wonderful clients for your support throughout this year & the many years prior.

The DPF Team are so very fortunate to work with such amazing clients and we wish you & your families a truly wonderful, safe, happy & memorable Christmas.

We look forward to helping you & your friends again in 2017.

 

Christmas Hamper Giveaway …

December 13, 2016 in Insider Tips, Latest News

christmas-hampers-2016-3-2

The Team at DPF Mortgage Specialists absolutely LOVE Christmas and as a token of our appreciate for all the wonderful support we receive from our clients we are giving away 3 Christmas Hampers.

To be in the draw to receive one of these Christmas Hampers simply send an email with your name to mail@dpfinance.com.au or click on “CONTACT US” and type your name + “Christmas Hamper” in the comments field.

The names will be drawn & the lucky clients notified on Monday 19th December.

Good luck to you all and may you enjoy a wonderful, safe & memorable Christmas with those you hold dear.

Merry Christmas from the DPF Team 🙂

BANKS INCREASE FIXED INTEREST RATES . . .

November 25, 2016 in Insider Tips, Latest News, Rate Rises

rates-rise

The days of locking in a record low interest rate on your Home Loan may be behind us with several banks (including Westpac) confirming they will be increasing their Fixed Interest Rates by up to 0.50% p.a.

DPF Mortgage Specialists have confirmed that Westpac will be increasing their 2, 3 + 5 Year Fixed Interest Rates as at midnight this Sunday.

The biggest increase for Westpac will relate to the 5 Year Fixed Interest Rate which will rise from 3.89% p.a. to 4.39% p.a. (Premier Advantage Package Home Loan).

Based on a $400,000.00 loan you could save up to $10,000.00 over the 5 Year Fixed Rate term by contacting Westpac today (ph: 132558) rather than waiting until Monday.

If you are not with Westpac & are considering locking in your interest rate, you may need to act fast as “Other Banks” are likely to consider following the lead of Westpac, ING, Bank of Qld, Rams & ME Bank, who have already jumped to increase their fixed interest rates.

Please note that no changes have been announced at this time relating to Variable Interest Rates.

I hope this early “Heads Up” will help you to save your $$$$

 

2016 DPF Melbourne Cup Sweep

October 31, 2016 in Insider Tips, Latest News

 

WOW … Once again we have received an awesome response to the

DPF Mortgage Specialists’ Melbourne Cup Sweep

The drawing of the horses is now complete and below are the names of the lucky individuals who are in the running to win . . .

woolworths-e-wish-card

PRIZES

1st       $200.00

2nd      $100.00

3rd      $50.00

1:   BIG ORANGE Tracy Craven
2:   OUR IVANHOWE Karyn Garrard
3:   CURREN MIROTIC Hamish & Fiona Hooker
4:   BONDI BEACH Phil Symons
5:   EXOSHERIC Thea Blanch
6:   HARTNELL Jason Lowther
7:   WHO SHOT THE BARMAN Corey Braine
8:   WICKLOW BRAVE Janette Cameron
9:   ALMOONQITH Rachel Stagg
10: GALLANTE Rob Munton
11: GRAND MARSHAL Wayne Sullivan
12: JAMEKA Karl Estreich
13: HEARTBREAK CITY Zoe Ross
14: SIR JOHN HAWKWOOD Steve Brindley
15: EXCESS KNOWLEDGE Paul Gurnett
16: BEAUTIFUL ROMANCE Megan – Barry Cotter
17: ALMANDIN Angus Saunders
18: ASSIGN Devon Jeffery
19: GREY LION Jade Hinchciffe
20: OCEANOGRAPHER Scott Bennett
21: SECRET NUMBER Peter Clark
22: PENTATHLON Steven Marks
23: QEWY Andrew Parks
24: ROSE OF VIRGINIA Patricia Brooks

Thank you to all who entered and GOOD LUCK to you all in the “Race that Stops a Nation”

How to ask your bank for a lower interest rate ?

August 31, 2016 in Insider Tips, Latest News, Rate Cuts

 

secret_box11We all know that Australian Banks are very keen to make huge profits, however, did you know that in many circumstances it is more profitable for a Bank to reduce the interest rates on a Home Loan to retain an existing customer rather than incurring the significant cost to replace a customer.

 

The amazing thing is … MOST CUSTOMERS DON’T ASK !!!

 

What do you need to do …

Step 1:    Know your current interest rate

Step 2:    Research what other Banks are offering (including offers to cover the costs of refinancing)

Step 3:    Call the phone number noted on your loan statement (i.e. NOT your Bank Manager) and advise the Bank you are considering leaving & quote the lower interest rates you can achieve with other Banks.

Step 4:    Ask the Bank if they will match this offer to retain your business.

 

PLEASE REMEMBER: If you have a Mortgage Broker please contact them first, as they are experienced with these negotiations & may have access to even lower interest rates not advertised publicly by the Banks. Your Mortgage Broker can use these lower interest rates to achieve even greater savings for you.

 

Final day to receive discount on GCCC rates bill

August 11, 2016 in Insider Tips, Latest News

Gold Coast 1.1

URGENT REMINDER …

Today is the FINAL DAY to receive the discount on your GCCC rates bill.

Pay today to ensure you are not paying more than you need to.

After all … Surely the extra $$$ will be better off in your pocket rather than the council’s coffers.