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Insider Tips

RBA cuts Cash Rate to 2%

May 5, 2015 in Insider Tips, Latest News, Rate Cuts

woo hoo 1The Reserve Bank Board has delighted Borrowers by voting to reduce the Official Cash Rate to a new record low 2%

The “other” great news for Borrowers is that many banks have already slashed their Fixed Interest Rates in anticipation of this latest rate cut … However BE CAREFUL as some banks are only offering their lowest rates to those who are prepared to ask.

Broker rewards clients with new Apple Watch

May 5, 2015 in Insider Tips, Latest News, Rate Rises

Apple Watch 1The team at DPF Mortgage Specialists wish to say a special “Thank You” to all our valued clients for your loyalty and support.

As a token of our appreciation DPF Mortgage Specialists is pleased to announce from the 1st of May 2015 – 31st July 2015 we will be rewarding our clients & supporters with a new Apple Watch if you:

  • Take out a new Home Loan with DPF Mortgage Specialist and recommend a new client who proceeds with a new Home Loan with DPF Mortgage Specialists.


  • Recommend 2 new clients who proceed with new Home Loans with DPF Mortgage Specialists.

Over the last 17 years so many of our clients have recommended our services to their friends & family and this is our way of showing our appreciation for this wonderful & generous compliment.

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Purchasing a New Vehicle for your Business ???

April 23, 2015 in Insider Tips, Latest News

CarsDid you know you can be Pre-Approved for up to $150,000.00 if you:

  1. Have a Home Loan
  2. Have an ABN & Registered for GST for 2 years
  3. Have no arrears or defaults noted on your Credit Report


DPF CAN SAVE YOU $$$ with Low Interest Rates + Low Loan Repayments on your Vehicle Finance.


DPF CAN SAVE YOU EVEN MORE $$$ by using my industry contacts to negotiate a lower purchase price on your behalf (NO FEE)


Click on “CONTACT US” to talk with our Lending Specialists

3.99% Home Loan Guaranteed for 3 Years

April 13, 2015 in Insider Tips, Latest News, Rate Cuts

Fixed RatesYet another Bank has launched an assault against the “Big 4” by offering borrowers an incredibly low 3.99% p.a. Home Loan Interest Rate GUARANTEED FOR 3 YEARS.

This is great news for Home Owners who are seeking to “Lock In” a record low interest rates for the mid – long term.

Call our friendly Mortgage Specialists on (07) 55274744 to discuss your Home Loan options.


(Comparison Rate 4.84%)

100% Approval Success Rate for 3 Consecutive Years

March 19, 2015 in Insider Tips, Latest News


Thank you to all our wonderful clients and experienced staff who are the reason we have been able to achieve this fantastic result of 100% Home Loan Approvals for 2013 + 2014 + 2015.

Talking to and understanding our clients’ requirements plus being able to speak directly to the senior people within the Banks who are not only willing to use “Common Sense” and actually have the authority to say “Yes” is the key to achieving this level of success over such a extended period of time.

Does this mean that every person who asks for a new Home Loan can be approved ???

Our Mortgage Specialists have and are continuing to help many hopeful homebuyers who are not currently in the position to be approved for a Home Loan. By providing ongoing advice and assistance our Mortgage Specialists can empower  these potential borrowers to understand “What the Banks are looking for” and learn “What actions they need to take” to improve their financial standing and  put themselves in a stronger position to be approved for a Home Loan.



March 10, 2015 in Insider Tips, Latest News, Rate Cuts

Broker vs BankWhy are more and more people seeking their new Home Loans via Mortgage Brokers rather than their Bank?


Listed below are some of the benefits many have discovered that may be appealing to you . . .


BROKER: Choose from 100’s of Home Loan options with dozens of Banks + Building Societies + Credit Unions + Non-Bank Lenders

BANK:      Limited to the Home Loans offered by the one Bank


BROKER: Your Mortgage Specialist will negotiate with the Banks to achieve lower interest rates & fees on your behalf

BANK:      Banks will only offer basic rates & nominal discounts unless the you are able to provide proof of “Other Bank Offers” & threaten to “Take your business elsewhere”


BROKER: Continue to have direct access with the same dedicated Mortgage Specialist before & after you take out a new Home Loan to ensure you can receive ongoing advice & assistance from the individual who knows your personal & financial circumstances

BANK:      Once your Home Loan has commenced you will be referred by the bank manager to the bank’s websites & call centres for any ongoing service requirements


BROKER: Your Mortgage Specialist will conduct reviews of your Home Loan and will inform you “How to achieve lower interest rates” if other Banks are offering better deals

BANK:       The Bank will not inform you if a competitor Bank has a superior loan product


BROKER: Is paid by the Bank not the client (i.e. Broker Commissions are NOT added on to your Home Loan)

BANK:      Is paid by the Bank not the client (i.e. Bank Manager Salaries are NOT added on to your Home Loan)  





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RBA Announcement …

March 3, 2015 in Insider Tips, Latest News, Rate Cuts, Rate Rises

rba 1

The Reserve Bank Board has voted to retain the Official Cash Rate at the current record low 2.25% whilst they measure the impact of the previous rate cut on the Australian economy.

Economists were split with their predictions however most expect a further 0.25% rate reduction in March or April.

Bank Assistance for Victims of Cyclone Marcia

February 23, 2015 in Insider Tips, Latest News


If you are suffering hardship as a result of Cyclone Marcia please be aware that your Bank can provide “Hardship Assistance” to help you and your family whilst you get yourselves back on your feet.

For more information please contact our Mortgage Specialists.

Using low Interest Rates to own your Home sooner

February 18, 2015 in Insider Tips, Latest News, Rate Cuts


Now is a great time for Borrowers to use the record low interest rates to own their Home sooner.

HOW ???

Many Banks will automatically reduce your Home Loan repayments when Interest Rates fall.


By retaining your Home Loan repayments at their previous level or even better … increasing your repayments you will:

1. Pay off your Home Loan faster
2. Reduce your current + future interest costs
3. Create a “Buffer” which you may be able to redraw in the future if / when required
4. Own your Home sooner

Making your money work for you now whilst rates are low will save $$$ now and $$$$$$$$$$$$$$ in the future.

Fixed Rates Drop by 0.50% p.a.

February 16, 2015 in Insider Tips, Latest News

Lock In Repayments

The recent 0.25% RBA Rate Cut has been well publicised however many Borrowers are yet to discover that Banks have slashed 3 Year Fixed Rates + 5 Year Fixed Rates below 4.50% p.a.

With Fixed Interest Rates as low as 4.28% p.a. (3 Year) and 4.39% p.a. (5 Year) borrowers are able to “Lock-In” record low Interest Rates for years.