How can I make the most out of my reduced Home Loan Interest Rate ???
If your budget will allow … resist the urge to reduce your Home Loan repayments. Maintaining your repayments at their current level will pay off your Home Loan faster so you can own your home sooner.
OR
If your family would benefit from having more money available to cover your other household expenses … a simple request to your Bank / Lender will enable you to reduce your Home Loan repayments.