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Latest News

Fixed Interest Rates may soon be on the rise

November 5, 2013 in Insider Tips, Latest News, Rate Rises

RBA Rate Decision

The Reserve Bank Board has announced that the  Official Cash Rate will be retained at the current level (2.50%) for the time being as the RBA Board believes the economy is performing within the forecasted levels and further improvements are anticipated within Non-Mining sectors of the domestic economy over the next reporting period.

Senior Economists within Australia are suggesting borrowers who wish to lock in part / all of their Home Loan onto a Fixed Interest Rate may wish to consider their options as the Lenders are currently reviewing their Fixed Interest Rates with several of the Banks having already moved to increase their 3 Year + 5 Year Fixed Interest Rates.

MELBOURNE CUP SWEEP

November 4, 2013 in Insider Tips, Latest News

 

Melbourne Cup TrophyThank you to all who participated in the DPF Mortgage Specialists Melbourne Cup Sweep and “WELCOME” to all our new friends who have joined DPF Mortgage Specialists on Facebook.

We trust that you and your family will achieve great savings from our regular “Insider Tips” that the Banks don’t want you to know.

Listed below are the results from the Ticket Draw.

Thanks again for your support and GOOD LUCK !!!

 

1st Place:          $100.00 Woolworths Gift Voucher

2nd Place:        $50.00 Woolworths Gift Voucher

3rd Place:         $50.00 Woolworths Gift Voucher    

 

Melbourne Cup   2013                
1:      DUNADEN Clinton Riley
2:      GREEN MOON Belinda Chapman
3:      RED CADEAUX Michelle Wilson
4:      SEA MOON Melanie Klutentreter
5:      BROWN PANTHER Ozzie Di Battista
6:      FIORENTE Danielle Steensma-Collins
7:      FORETELLER Joshua Piper
8:      DANDINO Simon & Fiona Leonard
9:      ETHIOPIA Craig & Sally Miller
10:    FAWKNER Alouette Campbell
11:    MOURAYAN Chantel Fowler
12:    SEVILLE Zoe Ross
13:    SUPER COOL Ian Richens
14:    MASKED MARVEL Jasmine Short
15:    MOUNT ATHOS Eddie Lynch
16:    ROYAL EMPIRE Adrienne Pfeffer
17:    VOLEUSE DE COEURS Kellie Redwood
18:    HAWKSPUR Kylie Jane
19:    SIMENON Andrew Corfield
20:    IBICENCO Sizey Hyslop
21:    VEREMA Devon Jeffrey
22:    DEAR DEMI Danielle Steensma-Collins
23:    TRES BLUE Tony Wilson
24:    RUSCELLO Stephen Baker

RBA … No Change to Interest Rates

October 1, 2013 in Insider Tips, Latest News, Rate Cuts, Rate Rises

Reserve Bank

The Reserve Bank Board has announced the official cash rate will remain at the current level (2.50%) whilst they continue to observe the impact of the new Federal Government on the Australian economy.

ASIC Orders Banks & Financiers to Refund $15M to Car Loan Customers

September 9, 2013 in Insider Tips, Latest News

Verdict

A recent review by ASIC into loans relating to the purchase of Motor Vehicles has uncovered an “Unacceptable Practice” resulting in the Banks & Financiers being forced to provide refunds totalling $15 Million to 30,000 Car Loan customers.

Are you eligible to receive a refund ???

Click on the ASIC link below to learn more …

http://www.asic.gov.au/asic/asic.nsf/byHeadline/13-231MR%20ASIC%20review%20prompts%20car%20financiers%20to%20refund%20more%20than%2015%20million%20dollars?opendocument

RBA … No Change to Interest Rates

September 3, 2013 in Insider Tips, Latest News, Rate Cuts, Rate Rises

Percentage

 

The Reserve Bank has retained Interest Rates at their current level for September.

The RBA Board will review their decision again in October once the impact of the upcoming Federal Election has flowed onto the economy.

Poor Credit Rating due to Mobile Phones …

August 19, 2013 in Insider Tips, Latest News

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Many mobile phone service providers lodge a “BLACK MARK” on your “CREDIT FILE” when your phone bill payment is ONLY 1 MONTH OVERDUE.

An overdue notation WILL AFFECT YOUR CREDIT RATING and may prevent you from being approved for finance or result in you having to pay higher interest rates for up to 7 years.

SAVE $$$ … AVOID THE HASSLE … SAVE THE FRUSTRATION !!!

Low Interest Rates for Poor Credit History

August 14, 2013 in Insider Tips, Latest News

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Banks can approve Home Loans for those with less than perfect Credit History.

Each application is assessed on a case by case basis and can result in great savings with low interest rates.

Your Mortgage Specialist can liaise directly with the Bank to increase your chances for success.

DON’T PAY THE BANKS MORE THAN YOU NEED TO !!!

 

When will your Bank pass on the Interest Rate Cut ?

August 6, 2013 in Insider Tips, Latest News, Rate Cuts

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Listed below are the Interest Rate Cuts announced by the Banks following the Reserve Bank’s recent decision to reduce the Official Cash Rate by 0.25 bp to 2.50%

(Updated Daily)

 

Bank

Rate Cut

Effective Date
Adelaide Bank

0.25% p.a.

         26/8/2013
AMP

0.25% p.a.

         22/8/2013
ANZ

0.25% p.a.

         16/8/2013
Bank of Melbourne

0.25% p.a.

         19/8/2013
Bank of Queensland

0.25% p.a.

         27/8/2013
BankWest

0.25% p.a.

         19/8/2013
Bendigo

0.25% p.a.

         26/8/2013
Citibank

0.25% p.a.

         19/8/2013
Commonwealth

0.25% p.a.

         14/8/2013
Heritage

0.25% p.a.

         16/8/2013
Homeside

0.25% p.a.

         16/8/2013
ING

0.25% p.a.

         23/8/2013
Macquarie

0.25% p.a.

         23/8/2013
Me Bank (Members Equity)

0.25% p.a.

         23/8/2013
RAMS

0.25% p.a.

         12/8/2013
NAB

0.25% p.a.

         12/8/2013
St George

0.25% p.a.

         19/8/2013
Suncorp

0.25% p.a.

         26/8/2013
The Rock Building  Society

0.25% p.a.

         14/8/2013
Westpac

0.28% p.a.

         19/8/2013

RBA Cuts Rates to a Record Low 2.50%

August 6, 2013 in Insider Tips, Latest News, Rate Cuts

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The Reserve Bank has followed the predictions of most Senior Economists and reduced the Official Cash Rate by a further 25 bp (0.25%) to a record low 2.50%.

This is great news for borrowers who now are waiting on the Banks to confirm if they will pass on the rate cut in full.

Want to know how much of this 0.25% rate reduction your Bank will be passing on … Keep an eye on our “NEWS & INFORMATION” section as each day DPF Mortgage Specialists will provide an updated list of “Which Banks” + “How Much” + “When” as they are announced.

Paying too much to your Bank ???

August 2, 2013 in Insider Tips, Latest News

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In this highly competitive market

YOUR BANK NEEDS YOU MORE THAN YOU NEED YOUR BANK !!!

If you feel like your Bank does not value your business and is charging too much … Other Banks are very keen to assist you.

“CONTACT US” to find out who can provide a better deal for you.