Call: (07) 5527 4744
Many mobile phone service providers lodge a “BLACK MARK” on your “CREDIT FILE” when your phone bill payment is ONLY 1 MONTH OVERDUE.
An overdue notation WILL AFFECT YOUR CREDIT RATING and may prevent you from being approved for finance or result in you having to pay higher interest rates for up to 7 years.
SAVE $$$ … AVOID THE HASSLE … SAVE THE FRUSTRATION !!!
Banks can approve Home Loans for those with less than perfect Credit History.
Each application is assessed on a case by case basis and can result in great savings with low interest rates.
Your Mortgage Specialist can liaise directly with the Bank to increase your chances for success.
DON’T PAY THE BANKS MORE THAN YOU NEED TO !!!
Listed below are the Interest Rate Cuts announced by the Banks following the Reserve Bank’s recent decision to reduce the Official Cash Rate by 0.25 bp to 2.50%
(Updated Daily)
|
Bank |
Rate Cut |
Effective Date |
| Adelaide Bank |
0.25% p.a. |
26/8/2013 |
| AMP |
0.25% p.a. |
22/8/2013 |
| ANZ |
0.25% p.a. |
16/8/2013 |
| Bank of Melbourne |
0.25% p.a. |
19/8/2013 |
| Bank of Queensland |
0.25% p.a. |
27/8/2013 |
| BankWest |
0.25% p.a. |
19/8/2013 |
| Bendigo |
0.25% p.a. |
26/8/2013 |
| Citibank |
0.25% p.a. |
19/8/2013 |
| Commonwealth |
0.25% p.a. |
14/8/2013 |
| Heritage |
0.25% p.a. |
16/8/2013 |
| Homeside |
0.25% p.a. |
16/8/2013 |
| ING |
0.25% p.a. |
23/8/2013 |
| Macquarie |
0.25% p.a. |
23/8/2013 |
| Me Bank (Members Equity) |
0.25% p.a. |
23/8/2013 |
| RAMS |
0.25% p.a. |
12/8/2013 |
| NAB |
0.25% p.a. |
12/8/2013 |
| St George |
0.25% p.a. |
19/8/2013 |
| Suncorp |
0.25% p.a. |
26/8/2013 |
| The Rock Building Society |
0.25% p.a. |
14/8/2013 |
| Westpac |
0.28% p.a. |
19/8/2013 |
The Reserve Bank has followed the predictions of most Senior Economists and reduced the Official Cash Rate by a further 25 bp (0.25%) to a record low 2.50%.
This is great news for borrowers who now are waiting on the Banks to confirm if they will pass on the rate cut in full.
Want to know how much of this 0.25% rate reduction your Bank will be passing on … Keep an eye on our “NEWS & INFORMATION” section as each day DPF Mortgage Specialists will provide an updated list of “Which Banks” + “How Much” + “When” as they are announced.
In this highly competitive market
YOUR BANK NEEDS YOU MORE THAN YOU NEED YOUR BANK !!!
If you feel like your Bank does not value your business and is charging too much … Other Banks are very keen to assist you.
“CONTACT US” to find out who can provide a better deal for you.
Call: 07 5527 4744
Providing mortgage broker services Australia-wide, since 1998. Click here for more contact information.
